Grocery Store Insurance Coverage

From chain supermarkets to independent grocery stores, our TotalProtect commercial insurance for grocery stores provides business owners with insurance coverages they can count on. TotalProtect commercial insurance plans are tailored to the specific risks faced by grocery stores. We offer a wide variety of coverage options including:

Equipment Breakdown

Equipment breakdowns can slow down your business and result in loss of product due to spoilage. Equipment breakdown insurance helps you cover the damage and repair or replace equipment, to make sure that your business keeps running smoothly.

Comprehensive Crime 

Don’t let criminal acts slow down your business. Our TotalProtect commercial insurance plans offer coverage from employee dishonesty, credit card forgery and other crimes.

Product Recall

Tailored insurance coverage to help grocery stores cover the costs associated with a product recall. Product recall insurance can cover the costs of a recall including legal fees, removing the product from shelves and the product disposal.

General Liability

Grocery stores can be high traffic areas. General Liability coverage helps to protect you against claims for injuries to customers, employees or visitors.

TotalProtect Advantages

Our TotalProtect commercial insurance program for Grocery Stores provides:

Flexible Coverage

We will work with you to determine the right level of coverage to meet your particular needs.

Dedicated Service

Each member will have a dedicated Commercial Insurance Advisor to assist them.

Cost-Effective Policies

Flexible coverage options ensure that you get the protection you need, at the best value.

Value Added Services

We believe that insurance should be more than just a policy.


Our policies include comprehensive analysis from our experienced risk management professionals who are experts in the risks faced in your industry. Our team of risk management professionals work with you to identify your risks and offer comprehensive strategies to reduce your potential for loss.

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Our Emergency After-Hours Claims Line provides access to immediate and personal response to emergency after-hours situations. From signing the policy to making a claim, our in-house insurance team will walk you through your policy and claims process to ensure that you receive the support you need.

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Interested in TotalProtect for your grocery store?

An Insurance Advisor will work with you to identify your coverage needs and create a tailored insurance plan for your grocery store.

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