Cyber Liability Insurance

Does your business use e-commerce? Do you store client data electronically? If you use computers for any purpose in your business, you could be at risk for a cyberattack or data breach. These attacks can have grave consequences for your business, both financial and reputational.

If electronic information stored on your computer system is stolen, lost, or compromised, the cost of restoring it can be significant. Furthermore, you may be liable for damages to third parties whose information has been stolen. Your business may also incur notification expenses for you to inform those affected by a breach.

 

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Cyber Liability Coverages

Privacy Breach Liability

Coverage for breach of privacy law or the disclosure of protected and personal information.

Network Security

Third party coverage from a failure of security, including theft of mobile equipment and system intrusions.

E-Media

Third party coverage for websites and online content from defamation, libel, disparagement and infringement.

Digital Asset Loss

Costs to restore or recollect digital assets.

Business Interruption

Actual loss and extra expense in the event of a network outage caused by hacking, virus or breach.

Privacy Breach Expense

Coverage for breach of privacy law or the disclosure of protected and personal information.

Regulatory Defence

Covers the costs of hiring attorneys to consult with regulators during investigations and the payment of regulatory fines and penalties that are levied against you as a result of the breach.

Cyber Extortion/Ransomware

Coverage protects your business against losses caused by ransomware and other types of cyber extortion.

PCI Fines

Covers fines incurred from being non-compliant with PCI rules.