Insurance Done Differently

TotalProtect provides specialized commercial insurance for a variety of industries. From grocers to general contractors, TotalProtect offers customized commercial insurance coverage options designed for your business.

Our expert in-house insurance team provides the product and all related services, such as day-to-day administration, risk management and ongoing service support. TotalProtect saves you time and money while providing your business with the coverage you need.

Our Insurance Solutions

We work with businesses to create tailored insurance plans for their unique insurance needs. Below are some of our standard insurance coverage offerings:

Errors and Omissions

Your business may be liable if a client claims financial loss due to an error or omission on your part, or that of an employee. Errors and omissions liability insurance offers coverage beyond the scope of a general liability policy.

Directors and Officers

Provides coverage for defence costs and damages arising out of wrongful act allegations and
lawsuits brought against an organization’s board of directors and/or officers and management.

Commercial Property

Commercial property insurance not only protects the property, but the contents inside, equipment, as well as outdoor fixtures, such as signs and lighting.


With over 35 years of experience and access to the top surety companies in Canada, we can work with any qualifying contractor in need of bonding for a wide variety of construction projects.

Cyber Liability

Our cyber liability coverage can help you get back to business in the event of a privacy breach, with coverage for remediation expenses, business interruption loss and certain legal expenses.


General Liability

General liability insurance offers protection for your business against claims for bodily injury and property damage to third parties arising from your premises, operations, and products.

Our Industries

Grocery Stores

Specialized insurance for your Industry


Specialized insurance for your Industry

HVAC Contractors

Specialized insurance for your Industry

Electrical Contractors

Specialized insurance for your Industry

General Contractors

Specialized insurance for your Industry


Specialized insurance for your Industry

Building Supply Stores

Specialized insurance for your Industry


Specialized insurance for your Industry

TotalProtect Advantages

Commercial insurance solutions that fit your industry needs

Cost Savings

Participants will receive immediate savings off existing premiums for equivalent coverage.

Long-term rate stability

Stability is generated by spreading claims over the entire pool of TotalProtect participants.

Program flexibility

Participants have many different coverage options to choose from.

Dedicated Service

Each participant will have a dedicated customer service representative to assist them.


Our Commercial Insurance Clients