Changing the way businesses approach employee benefits.
Our comprehensive employee benefits program provides life, health and dental plans to over 1,600 independent Canadian businesses.
Expert in-house insurance teams provide the product and all related services, such as day-to-day administration, analytical support and ongoing service support. This unique program structure saves you time and money while providing your employees with the coverage they need.
pay-direct drug/dental card
Pay-direct drug cards that cover prescription drugs and professional services electronically at the point of sale.
Long-term rate stability
Stability is generated by spreading claims over the entire pool of TotalGuard participants.
Members will receive immediate savings off existing premiums for equivalent coverage.
Member organizations have many different coverage options to choose from.
Plan sponsors can conveniently perform many administrative functions online.
Each member will have a dedicated customer service representative to assist them.
Fast. Convenient. Paperless.
Our online administration service provides members
24/7 access to their employee benefits plan. making it easier to:
- Submit claims
- Sign up for direct deposit
- Download personalized claim forms
- Check coverage eligibility instantly
- Verify Health Care Spending account balances
Interested in our Employee Benefits Programs for your business?
Our Insurance Advisors will work with you to create a tailored benefits program that fits your needs.Get a Proposal