TotalGuard

TotalGuard is our comprehensive Employee Benefits Program, which provides life, health and dental plans to over 1,600 independent Canadian businesses.

Our expert in-house insurance team provides the product and all related services, such as day-to-day administration, analytical support and ongoing service support. The TotalGuard program saves you time and money while providing your employees with the coverage they need.

TotalGuard Member Advantages

Cost Savings

Members will receive an immediate savings off existing premiums for equivalent coverage.

Long-term rate stability

Stability is generated by spreading claims over the entire pool of TotalGuard participants.

pay-direct drug/dental card

TotalGuard provides each employee with a pay-direct drug card that covers prescription drugs and professional services electronically at the point of sale.

Program flexibility

Member organizations have many different coverage options to choose from.

Online Administration

Plan sponsors can conveniently perform many administrative functions online.

Dedicated Service

Each member will have a dedicated Employee Benefits Advisor to assist them.

  

Fast. Convenient. Paperless.

Our online administration service provides members
24/7 access to their employee benefits plan. making it easier to:

  • Submit claims
  • Sign up for direct deposit
  • Download personalized claim forms
  • Check coverage eligibility instantly
  • Verify Health Care Spending account balances

 

Online Login

 

Interested in TotalGuard?

Fill out the form below to get started today.