Opticians Insurance Program
The Opticians Insurance Program provides members with insurance solutions that not only provide superior coverage but also offer comprehensive risk management strategies. The program operates with greater financial and administrative efficiencies thanks to our full-service approach, allowing us to work with members beyond signing the policy, offering dedicated claims and risk management support.
Errors & Omissions
Helps protect members from lawsuits for damages claimed by a third party, resulting from a professional error or omission or negligent act.
Helps to protect your building’s contents, including your supplies, furnishings, fixtures, and office equipment.
Employee Benefits Program
Our TotalGuard Employee Benefits program provides comprehensive life, disability, health and dental plan options for you and your employees.
Opticians’ Insurance Program Advantages
Immediate premium savings for eligible members
Long-term rate stability
Stability is generated by spreading claims over the entire pool of participants.
Our knowledgeable in-house teams are able to offer efficient and comprehensive support to your business, saving you both time and money.
We will work with you to determine the right level of coverage to meet your particular needs.
Value Added Services
Working with the Canadian Opticians to provide more than just a policy.
Benefits administration made easy. Our online administration portal allows members to handle the day-to-day administration of their benefits’ plan. TotalGuard also provides your employees with convenient online tools to manage their claims.
Our policies include comprehensive analysis from our experienced risk management professionals who are experts in the risks faced in your industry. Our team of risk management professionals work with you to identify your risks and offer comprehensive strategies to reduce your potential for loss.
24-Hour Claims Service
Our Emergency After-Hours Claims Line provides access to immediate and personal response to emergency after-hours situations. From signing the policy to making a claim, our in-house insurance team will walk you through your policy and claims process to ensure that you receive the support you need.