Opticians Insurance Program

The Opticians Insurance Program provides members with insurance solutions that not only provide superior coverage but also offer comprehensive risk management strategies. The program operates with greater financial and administrative efficiencies thanks to our full-service approach, allowing us to work with members beyond signing the policy, offering dedicated claims and risk management support.

Errors & Omissions

Helps protect members from lawsuits for damages claimed by a third party, resulting from a professional error or omission or negligent act.

Property Insurance

Helps to protect your building’s contents, including your supplies, furnishings, fixtures, and office equipment.

Employee Benefits Program

Our TotalGuard Employee Benefits program provides comprehensive life, disability, health and dental plan options for you and your employees.

Opticians’ Insurance Program Advantages

Immediate premium savings for eligible members

Long-term rate stability

Stability is generated by spreading claims over the entire pool of participants.


Our knowledgeable in-house teams are able to offer efficient and comprehensive support to your business, saving you both time and money.

Program flexibility

We will work with you to determine the right level of coverage to meet your particular needs.

Value Added Services

Working with the Canadian Opticians to provide more than just a policy.

Online Administration

Benefits administration made easy. Our online administration portal allows members to handle the day-to-day administration of their benefits’ plan. TotalGuard also provides your employees with convenient online tools to manage their claims.

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Risk Management

Our policies include comprehensive analysis from our experienced risk management professionals who are experts in the risks faced in your industry. Our team of risk management professionals work with you to identify your risks and offer comprehensive strategies to reduce your potential for loss.

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24-Hour Claims Service

Our Emergency After-Hours Claims Line provides access to immediate and personal response to emergency after-hours situations. From signing the policy to making a claim, our in-house insurance team will walk you through your policy and claims process to ensure that you receive the support you need.

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Interested in the Opticians’ Insurance Program?

Fill out our commercial insurance form and one of our Insurance Advisors will be in touch with you shortly.

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